Terms of Use

For Axios Learning and Consultancy LLP
(Brand Name: My Insurance Tribe)
Introduction & Acceptance

Welcome to My Insurance Tribe (“Website/App/Platform”), operated by Axios Learning and Consultancy LLP (“Company”, “We”, “Us”, “Our”). These Terms of Use govern your access and use of:

  • Our website, digital learning platforms, and online services,
  • Courses, training programs, consultancy, and community offerings.

By accessing, browsing, registering, or using our services, you agree to be legally bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the Platform.

Eligibility

You must be:

  • At least 18 years old, and
  • Legally capable of entering into a binding contract.

If you access the Platform on behalf of any organization/user group, you confirm you have the authority to bind them to these Terms.

Services Offered

Under the brand My Insurance Tribe, we provide:

  • Insurance education and skill-development programs
  • Online and offline workshops, webinars, coaching
  • Consultancy, customized training and research services
  • Membership community and content access

We may add, modify, or discontinue any Service at any time without prior notice.

Account Registration & Responsibilities

To access premium services, you must register and create a user account. You agree to:

  • Provide accurate and updated information
  • Maintain confidentiality of login credentials
  • Be responsible for all activities under your account

We reserve the right to suspend or terminate your account in case of violations.

Payments, Refunds & Cancellations

All payments for services must be made in full before access is granted.

Refund Policy:

  • Refund eligibility will depend on the service type and applicable refund timelines as mentioned on the Platform or purchase receipt.
  • No refund is applicable for:
    • Content already accessed/downloaded
    • Completed workshops or sessions attended
    • Membership fees already utilized

Incorrect or duplicate payments will be refunded upon verification.

Intellectual Property Rights

All content including:

  • Text, videos, graphics, course modules, tools, methodologies, logos, trademarks,

are the sole property of Axios Learning and Consultancy LLP or its licensors.

You are granted a limited, non-transferable, revocable licence only for personal education. You must not:

  • Copy, share, resell, or distribute course materials
  • Use content for commercial training without written consent
  • Record or share workshop sessions publicly or privately

Violation will lead to account termination and legal action.

Prohibited Use

You agree not to:

  • Engage in hacking, reverse engineering, or data scraping
  • Misuse discussion forums or community groups
  • Upload unlawful, defamatory, or abusive content
  • Disrupt services using malware, bots, or harmful scripts
Disclaimers
  • We do not guarantee job placement, career outcomes, or certification success.
  • All educational content is provided “as-is” without warranties of correctness, completeness, or suitability.
  • We are not responsible for any reliance placed on training content for legal or financial decision-making.
Users are advised to consult licensed professionals for specific insurance/financial concerns.
Limitation of Liability
To the maximum extent permitted by law:
    • The Company will not be liable for any indirect, incidental, or consequential damages, including but not limited to professional loss, data loss, revenue loss, or interruption.
    • Our aggregate liability shall not exceed the amount paid by you for the specific service.
Indemnification

You agree to indemnify and hold harmless the Company, its team, advisors, trainers, and partners from any claims arising from:

  • Violation of these Terms
  • Misuse of the Platform or Services
  • Unauthorized use of content
Third-Party Links & Services

Our Platform may contain links to third-party websites and payment gateways. We are not responsible for external content, practices, or policies.

Suspension / Termination

We may suspend or terminate access without prior notice if:

  • You breach these Terms
  • You misuse content or resources
  • Required by law or regulatory direction

Upon termination, your rights to access materials and membership benefits cease immediately.

Governing Law & Jurisdiction

These Terms are governed by the laws of India.
Any disputes shall be subject to exclusive jurisdiction of the courts in Hyderabad, Telangana, India.

Communication & Notices

We may send notices via email, SMS, WhatsApp, push notifications, or announcements on the Platform.
You are responsible for keeping your contact details updated.

Changes to Terms

We reserve the right to modify these Terms at any time.
Revised terms will be applicable upon posting on the Platform. Continued use signifies acceptance.

Contact Information

Grievance Officer
Dr. Amulya Mala D
Email: contactmit2025@gmail.com

For queries or concerns regarding these Terms, write to:
connectt@myinsurancetribe.com (or your preferred support email)