Policy Review Services
Empowering Policyholders, MSMEs & Farmers with Clarity, Confidence & Compliance
In today’s complex insurance landscape, having a policy is not enough — understanding what it truly covers (and what it doesn’t) is what protects you. Many individuals, MSMEs, and Farmer Producer Organizations (FPOs) discover coverage gaps only when a claim is denied. At My Insurance Tribe, we ensure that doesn’t happen.
Our Policy Review Services are designed to give you a clear, expert-backed assessment of your existing insurance portfolio — whether it’s health, life, property, crop, or business coverage. We decode fine print, assess adequacy, and help you make informed decisions that align with your goals, risks, and regulatory needs.
Our Policy Review Services are designed to give you a clear, expert-backed assessment of your existing insurance portfolio — whether it’s health, life, property, crop, or business coverage. We decode fine print, assess adequacy, and help you make informed decisions that align with your goals, risks, and regulatory needs.
Our Mission for Policyholders
To create a nation of informed, protected, and empowered policyholders by transforming insurance from a complex transaction into a transparent partnership built on trust, awareness, and accuracy.
Why Policy Review Matters
Insurance policies often come with complex wordings, exclusions, and technical terms that can easily be misunderstood.
Without periodic review, you may face:
Without periodic review, you may face:
Underinsurance or overinsurance
Duplicate or overlapping coverage
Unclaimed eligible benefits
Delayed or denied claims due to documentation gaps
Non-compliance with IRDAI or industry norms
Policy Audit & Coverage Mapping
We begin with a deep-dive audit of your existing insurance policies — across all lines (life, health, property, crop, liability, etc.).
Our experts map your coverage against your real-world risks, exposures, and operations.
Gap Identification & Risk Assessment
We identify protection gaps, overlapping covers, and underinsured areas. For MSMEs, this includes fire, machinery breakdown, cyber, and employee health risks. For farmers and FPOs, this covers crop yield, weather variability, livestock, and farm assets.
Thesis Writing and Review Support
We provide actionable recommendations — from adjusting sum insured to adding necessary riders or endorsements.
Our goal is not to sell a policy, but to optimize what you already have and ensure it aligns with your financial and operational objectives.
Documentation & Compliance Support
We assist in verifying policy documents, endorsements, and addenda for regulatory compliance (IRDAI) and contractual accuracy, helping you avoid disputes and claim delays.
Continuous Monitoring & Renewal Advisory
We offer annual or half-yearly reviews to ensure your coverage stays relevant as your business or farming operations evolve.
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My Insurance Tribe
Why Partner with Us
Independent & Knowledge-Driven
We offer unbiased education and consultancy — no policy sales, only empowerment.
Led by Experience
Founded by Dr. Amulya Mala Doddigarla, Ph.D. (Insurance Solvency), who has worked with institutions like CESS and conducted capacity-building programs for FPO leaders and farmer groups.
Holistic Approach
We combine education, consultancy, and claims advisory to strengthen farmers’ confidence and financial resilience.
Community Focus
We believe insurance literacy is a key enabler of inclusive and sustainable rural development.
Why Choose My Insurance Tribe
- Independent, Ethical, and Unbiased: We are not linked to any insurer — our only commitment is your clarity and confidence.
- Holistic Knowledge: We blend education, consultancy, and compliance insights to empower every policyholder — from individual to enterprise.
- MSME & Farmer Focus: We specialize in reviewing policies for small enterprises and agri-communities to ensure their protection is meaningful and sustainable.
Who Benefits from Our Policy Review Services
MSMEs & Small Businesses: Ensure your assets, employees, and liabilities are properly covered without overspending.
Farmers & FPOs: Confirm that your crop and weather insurance schemes are aligned with your sowing patterns and regional risks.
Corporate Agents & Brokers: Strengthen compliance and policy accuracy for your clients.
Individuals & Families: Gain confidence that your life, health, and property insurance meets your actual needs.
FAQ's
A policy review is an expert evaluation of your existing insurance coverage to ensure it matches your actual risks and goals. It helps identify gaps, overlaps, or exclusions that could affect claims or compliance.
Our services are ideal for MSMEs, farmers, FPOs, and individuals who want clarity on their policies, especially before renewal or major business changes.
No. We provide independent, unbiased guidance — we do not sell or promote any insurance product. Our role is to empower you with knowledge.
At least once a year, or whenever you experience a major life, business, or operational change — such as expansion, new assets, or crop diversification.
Yes. Our claims consultancy team helps you prepare documentation, communicate with insurers, and track claim settlements transparently.
